Bankruptcy
Pre-Discharge Education
LSS Financial Counseling Service
is an approved provider for pre-discharge bankruptcy
education classes for residents of Minnesota and
Wisconsin. This education is a requirement before your
bankruptcy can be discharged.
What is the focus of the
class?
Bankruptcy Education sessions are 2 hours in length and
include a pre- and post-test. The session focuses on
developing sound financial habits to succeed with budgeting
and rebuilding your credit. Participants will be given a
copy of the workbook, Live a Richer Life, and will be issued
a Certificate of Completion after attending.
Where and when are the
classes?
In-person classes are scheduled once a month in the
following locations:
-
Brainerd
-
Duluth
-
Willmar
-
Mankato
And once a month in the metro,
rotating between these three locations:
-
Minneapolis
-
St Paul
-
Hopkins
The 2008 dates for in-person classes are these Tuesdays from 1-3pm in all locations:
|
Jan 22 |
Feb 19 |
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Minneapolis
|
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
St Paul
|
|
Mar 18 |
Apr 15 |
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Hopkins
|
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Minneapolis
|
|
May 20 |
Jun 17 |
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
St Paul
|
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Hopkins
|
|
Jul 15 |
Aug 19 |
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Minneapolis
|
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
St Paul
|
|
Sept 16 |
Oct 21 |
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Hopkins
|
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Minneapolis
|
|
Nov 18 |
Dec 16 |
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
St Paul
|
-
Brainerd
-
Duluth
-
Mankato
-
Willmar
-
Hopkins
|
Can I complete the class
online?
Yes. We use the education product "Money in Motion" to
provide online classes. You can access information on how to
sign up for these classes by
clicking here.
What is the fee for this
service?
There is a fee of $40 per person for this service. If you are a married couple, and both are filing, you must both complete the education. Services are available for free based on a client's ability to pay, under the following circumstances: 1) if your attorney is filing pro bono; or 2) the majority of your income is from disability, and your family income is no more than 200% of Federal Poverty Level. In either case, documentation MUST be provided verifying these criteria in order for the fee to be waived.*
How do I register?
You must register in advance. To enroll in an in-person
class, call (888) 577-2227.
To complete the class online, visit our website and follow
the online class instructions.
